Disputes 3 min read

How to See Dispute Rate Trends in Stripe

High dispute rates can get your Stripe account flagged. But tracking the trend? That’s manual work. Here’s the 6-step way — or skip it entirely with Coby.

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📋 Manual: ~15 min vs ⚡ Coby: 3 seconds
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The Manual Way ~15 min
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Or just ask Coby ~3 sec
1

Open the Stripe Dashboard

Navigate to dashboard.stripe.com → go to PaymentsDisputes section.

2

Filter by Date Range

Set the date range to your analysis period. Stripe shows disputes but doesn’t graph them over time.

3

Count Disputes per Month

Manually count or export disputes for each month. You need to track this yourself — Stripe doesn’t show a trend line.

4

Calculate Dispute Rate

Divide total disputes by total transactions for each period. Visa/Mastercard flag accounts with >0.9% dispute rate.

5

Export for Tracking

Download dispute data as CSV. Record: dispute date, amount, reason code, outcome (won/lost).

6

Identify Patterns

Look for spikes tied to product launches, marketing campaigns, or specific customer segments. Check which dispute reasons are most common.

Total time per check
~15–20 minutes
Coby

Team Coby

Online — watching your Stripe
What’s my dispute rate trend?
Coby

Dispute rate trend Last 6 months

Current dispute rate
0.3%
✓ Well below Visa's 0.9% threshold
This month0.3% (2 disputes)
Last month0.4% (3 disputes)
2 months ago0.6% (5 disputes)
📉 Trending down — dispute rate improved 50% over 3 months
💡 Your dispute rate is healthy. Most common reason: "Product Not Received" — consider adding tracking numbers to reduce these further. Want me to alert you if the rate crosses 0.5%?
Answered in 2.1 seconds
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What you can do with Coby

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Ask anything in plain English

Revenue trends, failed payments, dispute rates, churn analysis — just type your question like you’d ask a colleague.

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Smart alerts

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Revenue intelligence

MRR, ARR, churn rate, expansion revenue — tracked and explained without building dashboards or exporting CSVs.

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Dispute & fraud monitoring

Track dispute trends, identify risky patterns, and get recommendations to reduce chargebacks before they hurt.

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